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This one matters for homeowners. The IRS just expanded the SALT deduction from $10,000 to $40,000. That means property taxes plus state income or sales taxes can now be deducted up to forty thousand dollars instead of ten. Example: If you pay $7,000 in property taxes and $13,000 in state income tax, you used to be capped at $10K. Now you can deduct the full $20K. For someone in the 32% tax bracket, that’s more than $3,000 in real savings. Important notes: • You must itemize • The benefit phases
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