Don't use AI for cute tricks. Use it to ruthlessly optimize your life and wallet.

Most people build a PivotTable, drag a field into Values, get a sum, and walk away. That's fine if all you need is a total, but totals on their own are just numbers sitting there. They don't tell you ...

Invest in stocks if you can research and continuously monitor them; otherwise, consider index funds or robo-advisors. Only use money for stock investment that you won't need for at least five years ...

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