Discover how Minimum Essential Coverage meets ACA requirements, who it affects, possible penalties, and exemptions in certain ...

Discover how own-occupation policies protect your income if you're unable to perform trained duties due to disability, plus ...

If you’re a freelancer or entrepreneur, or thinking about becoming one, it’s vital to protect yourself and your business. Here are the top disability insurance providers for self-employed workers: ...

In 49 states, long-term disability benefit claims for physical ailments – like cancer, arthritis and stroke – are assessed differently than mental health issues such as major depressive disorder, ...

How would you support yourself or your loved ones if you couldn't work due to an injury or illness? A majority of respondents said they'd dip into financial reserves or borrow, according to a study by ...

Forbes contributors publish independent expert analyses and insights. Cicely Jones simplifies financial concepts for young professionals. I recently met a woman who, despite having a great career and ...

Offsets are a tool insurers use to reduce the benefits they owe an injured worker by deducting benefits the worker receives ...

Thomas Lane was visibly sick. His clothing hung loose, his complexion seemed blanched, his vision blurred in and out. Already a slight man, he lost 45 pounds in a five-month period. More than four ...